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Adastra Business Consulting provides its clients strategic and executive consulting in Credit Risk Management, Marketing Management and Finance Management in order to help them in achieving positive, considerable and sustainable impact on their performance. This practice serves mainly banking and non-banking financial institutions in their strategic and business innovations, value based management and risk and regulation management.
Current sophisticated markets require a shift from the plain-vanilla risk mitigation to return-risk optimization. Adastra Business Consulting developed a unique cost efficient concept of Risk Adjusted Performance Management addressing this current demand by means of full utilization of information provided by recently implemented Basel II calculation engines. This value based management allows CFOs to act before their competition by correct pricing, optimal capital allocation to high yield business and getting full and instant view on the Bank management information.
Our solutions Risk Management are focused on designing, auditing and enhancing current risk procedures within financial institutions with the aim to predict and combat frauds, improve the collection process and optimize recovery results. We develop collection workflows, set up optimal organizational structures, job descriptions and motivation systems. We asses risk management capabilities of our clients and help them to recognize the most efficient recovery methods.
Marketing practice provides our clients with an executive advisory in marketing analytics to optimize the whole marketing mix including pricing, customer relationship management, direct marketing campaigns, investments in advertising and promotion or marketing innovations. Our proven retention solutions bring higher customer loyalty, quantify and control both downward migration and attrition and deliver to customers the right value that they expect. Our proper controlling solutions on marketing efficiency and effectiveness bring to campaign managers high and sustainable ROI.